Health Insurance

What is Health Insurance?

A medical insurance policy, also called as health insurance, covers medical expenses for illnesses or injuries. It reimburses your bills or pays the medical care provider directly on your behalf. A comprehensive medical insurance covers the cost of hospitalisation, daycare procedures, medical care at home (domiciliary hospitalisation), ambulance charges, amongst others.

A health insurance plan helps you stay covered against various diseases. Additionally, it helps you boost tax savings. Under section 80D of the Income Tax Act, 1961, you can claim tax benefits against your health insurance premium.

What are the benefits of buying a health insurance policy?

A comprehensive health insurance plan in India comes with many advantages.

1

Covers complete OPD requirements

Projeevan Services's Befit plan is tailored to cover the expenses of all your minor and severe health concerns, including teleconsultation with the doctor, pharmacy, and routine diagnostics on a cashless basis.

2

Covers pre and post hospitalisation

One of the key benefits of a health insurance policy is that it covers your medical expenses incurred just before and after hospitalisation.

3

Covers pre-existing diseases

A health plan covers you for a pre-existing disease once you have completed the waiting period mentioned in the policy certificate.

4

Provides cashless treatment

At the time of hospitalisation, you don’t have to worry about arranging cash to pay your hospital bill. Your health insurance company will settle it directly with the hospital if it is in their network.

5

Lets you claim tax benefit

You can claim a tax deduction on health insurance insurance premium under section 80D of the Income Tax Act, 1961.

6

Provides additional sum insured

Keeping healthy has its own benefits. You can enjoy additional sum insured for every claim-free year as per the policy certificate of your health plan.

What are the different types of Projeevan Services health insurance policies?

We offer reliable health insurance plans that take complete care of your medical expenses.

Complete Health Insurance Includes BeFit Rider

Projeevan Services’s Complete Health Insurance policy provides you with extensive coverage during a medical emergency. The medical policy gives you access to a wide range of cashless hospitals nationwide.

Know more

Health Booster BeFit Rider - Coming soon

Health Booster policy makes your health insurance more potent. It is a super top-up plan that acts as a backup in case your base plan gets exhausted. You can also purchase a Health Booster plan with Projeevan Services without having a base plan.

Know more

Arogya Sanjeevani Policy BeFit Rider - Coming soon

Arogya Sanjeevani Policy, Projeevan Services is a health plan that takes care of your basic healthcare needs. It comes at an affordable premium with flexible sum insured options starting from ₹1 lakh.

Know more

Health Insurance Plan

What is Befit Cover?

Get coverage for your OPD requirements on a cashless basis. Befit covers your expenses across physical and virtual consultation by general, specialist and super-specialist doctors as well as physiotherapy sessions.
This cover also caters to your other out of pocket expenses such as pharmacy, minor procedures, routine diagnostics and wellness program.

Projeevan

We support the Digital India initiative for digitizing Government activities and helping improve digital literarcy. We support the Make in India initiative that encourages and facilitates foreign investment into the country.

Social Media Connected
Customer Service